| Year Ending Dec 2023 (Update) | Year Ending Dec 2022 (Update) | Year Ending Dec 2021 (Update) | Year Ending Dec 2020 (Update) | |
|---|---|---|---|---|
| Cash & Due from Banks | 70.45 | 80.99 | 51.83 | 74.46 |
| FHLB Stock | 21.42 | 15.80 | 13.77 | 13.77 |
| Other Short Term Investments | 81.37 | 49.29 | 631.41 | 175.47 |
| Securities Held | 129.92 | 128.24 | 0.00 | 0.00 |
| Securities for Sale | 1,051.73 | 1,185.53 | 1,398.56 | 734.85 |
| Total Investment Securities | 1,181.65 | 1,313.77 | 1,398.56 | 734.85 |
| Loans Held for Sale | 1.16 | 0.36 | 7.47 | 11.22 |
| Other Earning Assets, Total | 1,285.60 | 1,379.21 | 2,051.21 | 935.31 |
| Total Gross Loans | 4,920.00 | 4,713.47 | 4,291.11 | 4,657.18 |
| Loan Loss Allowances | -71.97 | -72.61 | -67.77 | -61.41 |
| Unearned Income | -3.46 | -3.07 | -3.26 | -8.03 |
| Net Loans | 4,844.56 | 4,637.79 | 4,220.07 | 4,587.75 |
| Land/Improvements - Gross | 12.47 | 12.47 | 12.47 | 12.47 |
| Machinery/Equipment - Gross | 101.35 | 98.65 | 97.99 | 93.82 |
| Other Property/Plant/Equipment - Gross | 4.70 | 5.30 | 4.22 | 4.68 |
| Property/Plant/Equipment, Total - Gross | 118.51 | 116.41 | 114.68 | 110.96 |
| Accumulated Depreciation, Total | -55.92 | -53.02 | -51.16 | -46.99 |
| Property/Plant/Equipment, Total - Net | 62.59 | 63.39 | 63.53 | 63.97 |
| Goodwill, Net | 4.97 | 4.97 | 4.97 | 4.97 |
| Interest Receivable | 30.01 | 27.99 | 17.67 | 18.76 |
| Other Assets | 225.84 | 238.02 | 148.04 | 145.22 |
| Other Assets, Total | 255.86 | 266.01 | 165.72 | 163.98 |
| Total Assets | 6,524.03 | 6,432.37 | 6,557.32 | 5,830.44 |
| Accounts Payable | 20.89 | 3.19 | 2.62 | 5.96 |
| Accrued Expenses | 4.70 | 5.30 | 4.22 | 4.68 |
| Non-Interest Bearing Deposits | 1,353.48 | 1,736.76 | 1,895.48 | 1,538.33 |
| Interest Bearing Deposits | 4,367.05 | 3,723.86 | 3,839.93 | 3,498.47 |
| Total Deposits | 5,720.53 | 5,460.62 | 5,735.41 | 5,036.81 |
| FHLB Advances | 50.00 | 275.00 | 75.00 | 75.00 |
| Other (Interest) Bearing Liabilities, Total | 50.00 | 275.00 | 75.00 | 75.00 |
| Federal Funds Purchased/Securities Sold Under Repurchase Agreement | 0.00 | 22.00 | 0.00 | 0.00 |
| Other Short Term Borrowings | 0.00 | 0.00 | 0.00 | 0.00 |
| Total Short Term Borrowings | 0.00 | 22.00 | 0.00 | 0.00 |
| Long Term Debt | 0.00 | 0.00 | 0.00 | 10.50 |
| Total Long Term Debt | 0.00 | 0.00 | 0.00 | 10.50 |
| Total Debt | 0.00 | 22.00 | 0.00 | 10.50 |
| Minority Interest | 0.09 | 0.09 | 0.09 | 0.09 |
| Other Liabilities | 78.12 | 97.38 | 35.17 | 40.31 |
| Other Liabilities, Total | 78.12 | 97.38 | 35.17 | 40.31 |
| Total Liabilities | 5,874.33 | 5,863.57 | 5,852.51 | 5,173.34 |
| Common Stock | 127.69 | 127.00 | 120.62 | 114.93 |
| Common Stock, Total | 127.69 | 127.00 | 120.62 | 114.93 |
| Retained Earnings (Accumulated Deficit) | 692.76 | 646.10 | 583.13 | 529.01 |
| Treasury Stock - Common | -15.55 | -15.38 | -15.03 | -14.58 |
| Unrealized Gain (Loss) | -154.46 | -188.15 | 17.06 | 29.18 |
| Minimum Pension Liability Adjustment | -0.74 | -0.77 | -0.96 | -1.44 |
| Other Equity, Total | -0.74 | -0.77 | -0.96 | -1.44 |
| Total Equity | 649.70 | 568.80 | 704.82 | 657.10 |
| Total Liabilities & Shareholders' Equity | 6,524.03 | 6,432.37 | 6,557.32 | 5,830.44 |
| Shares Outstanding – Common Stock Primary Issue | 25.43 | 25.35 | 25.30 | 25.24 |
| Total Common Shares Outstanding | 25.43 | 25.35 | 25.30 | 25.24 |
| Treasury Shares – Common Primary Issue | 0.47 | 0.48 | 0.48 | 0.47 |
| Employees | 608.00 | 610.00 | 567.00 | 585.00 |
| Part-Time Employees | 35.00 | 30.00 | 37.00 | 0.00 |
| Number of Common Shareholders | 299.00 | 310.00 | 311.00 | 327.00 |
| Total Risk-Weighted Capital | 5,626.31 | 5,447.96 | 4,849.65 | 4,660.60 |
| Tier 1 Capital % | 14.21 | 13.82 | 14.10 | 13.39 |
| Total Capital % | 15.47 | 15.07 | 15.35 | 14.65 |
| Credit Exposure | 0.00 | 0.00 | 0.00 | 0.00 |
| Non-Performing Loans | 15.69 | 18.25 | 15.82 | 13.37 |
| Tangible Book Value | 644.73 | 563.83 | 699.85 | 652.13 |
| Tangible Book Value per Share | 25.35 | 22.24 | 27.66 | 25.84 |
| Total Long Term Debt, Supplemental | 0.00 | 0.00 | 0.00 | 0.00 |
| Long Term Debt Maturing within 1 Year | 0.00 | 0.00 | 0.00 | 0.00 |
| Long Term Debt Maturing in Year 2 | 0.00 | 0.00 | 0.00 | 0.00 |
| Long Term Debt Maturing in Year 3 | 0.00 | 0.00 | 0.00 | 0.00 |
| Long Term Debt Maturing in Year 4 | 0.00 | 0.00 | 0.00 | 0.00 |
| Long Term Debt Maturing in Year 5 | 0.00 | 0.00 | 0.00 | 0.00 |
| Long Term Debt Maturing in 2-3 Years | 0.00 | 0.00 | 0.00 | 0.00 |
| Long Term Debt Maturing in 4-5 Years | 0.00 | 0.00 | 0.00 | 0.00 |
| Long Term Debt Maturing in Year 6 & Beyond | 0.00 | 0.00 | 0.00 | 0.00 |
| Total Operating Leases | 4.70 | 5.30 | 4.22 | 4.68 |
| Operating Lease Payments Due in Year 1 | 0.74 | 0.73 | 0.60 | 0.58 |
| Operating Lease Payments Due in Year 2 | 0.76 | 0.74 | 0.61 | 0.60 |
| Operating Lease Payments Due in Year 3 | 0.73 | 0.76 | 0.62 | 0.61 |
| Operating Lease Payments Due in Year 4 | 0.75 | 0.73 | 0.64 | 0.62 |
| Operating Lease Payments Due in Year 5 | 0.59 | 0.75 | 0.62 | 0.64 |
| Operating Lease Payments Due in 2-3 Years | 1.49 | 1.50 | 1.23 | 1.20 |
| Operating Lease Payments Due in 4-5 Years | 1.35 | 1.48 | 1.26 | 1.26 |
| Standardized Operating Lease Payments Due in Year 6 and Beyond | 1.12 | 1.59 | 1.14 | 1.63 |
| Pension Obligation - Domestic | 2.19 | 2.25 | 3.17 | 3.68 |
| Plan Assets - Domestic | 2.38 | 2.43 | 3.15 | 3.23 |
| Funded Status - Domestic | 0.19 | 0.18 | -0.01 | -0.45 |
| Accumulated Obligation - Domestic | 2.19 | 2.25 | 3.17 | 3.68 |
| Total Funded Status | 0.19 | 0.18 | -0.01 | -0.45 |
| Accrued Liabilities - Domestic | 0.00 | 0.00 | 0.00 | 0.00 |
| Other Assets, Net - Domestic | 0.00 | 0.00 | 0.00 | 0.00 |
| Net Assets Recognized on Balance Sheet | 0.00 | 0.00 | 0.00 | 0.00 |
| Equity % - Domestic | 128.00 | 122.00 | 120.00 | 129.00 |
| Debt Securities % - Domestic | 67.00 | 74.00 | 73.00 | 65.00 |
| Other Investments % - Domestic | 5.00 | 4.00 | 7.00 | 6.00 |
| Total Plan Obligations | 2.19 | 2.25 | 3.17 | 3.68 |
| Total Plan Assets | 2.38 | 2.43 | 3.15 | 3.23 |
In millions of USD (except for per share items)
Source: LSEG
