| Year Ending Dec 2023 (Update) | Year Ending Dec 2022 (Update) | Year Ending Dec 2021 (Update) | Year Ending Dec 2020 (Update) | |
|---|---|---|---|---|
| Net Income/Starting Line | 93.77 | 103.82 | 95.73 | 84.34 |
| Depreciation – Supplemental | 6.17 | 6.02 | 6.11 | 6.04 |
| Depreciation/Depletion | 6.17 | 6.02 | 6.11 | 6.04 |
| Amortization of Intangibles | ||||
| Amortization | ||||
| Unusual Items | 0.00 | 0.01 | 0.04 | 0.09 |
| Other Non-Cash Items | 5.13 | 13.25 | 11.19 | 4.37 |
| Non-Cash Items | 5.13 | 13.26 | 11.23 | 4.46 |
| Loan Loss Provision | 5.85 | 9.38 | 1.08 | 14.77 |
| Other Assets | -6.17 | -10.71 | -1.85 | -6.32 |
| Other Liabilities | 10.08 | 40.75 | -0.37 | -7.76 |
| Investment Securities, Gains/Losses | 0.03 | -0.02 | -0.80 | -0.43 |
| Loans, Gains/Losses | -0.29 | -1.03 | -4.38 | -4.51 |
| Other Real Estate Owned | -- | 0.10 | 0.07 | -- |
| Loans Origination - Operating | -8.60 | -28.67 | -119.44 | -117.60 |
| Sale of Loans | 8.02 | 36.45 | 126.39 | 114.24 |
| Changes in Working Capital | 8.91 | 46.25 | 0.70 | -7.61 |
| Cash from Operating Activities | 113.98 | 169.34 | 113.77 | 87.23 |
| Purchase of Fixed Assets | -5.99 | -4.82 | -6.17 | -5.72 |
| Capital Expenditures | -5.99 | -4.82 | -6.17 | -5.72 |
| Sale of Fixed Assets | 0.01 | 0.01 | 0.01 | 0.66 |
| Sale/Maturity of Investment | 177.01 | 133.49 | 151.78 | 106.02 |
| Purchase of Investments | -7.18 | -315.27 | -835.00 | -216.48 |
| Loans | -212.91 | -427.10 | 356.66 | -587.38 |
| Foreclosed Real Estate | -- | -- | 0.95 | -- |
| Other Investing Cash Flow | -5.88 | -12.83 | 0.23 | -9.12 |
| Other Investing Cash Flow Items, Total | -48.94 | -621.70 | -325.38 | -706.31 |
| Cash from Investing Activities | -54.93 | -626.52 | -331.55 | -712.02 |
| Deposits | 259.91 | -274.79 | 698.60 | 902.99 |
| FHLB Borrowings | -225.00 | 200.00 | -- | -95.00 |
| Financing Cash Flow Items | 34.91 | -74.79 | 698.60 | 807.99 |
| Cash Dividends Paid - Common | -47.09 | -40.84 | -34.64 | -30.57 |
| Cash Dividends Paid - Preferred | -0.01 | -0.01 | -0.01 | -0.01 |
| Total Cash Dividends Paid | -47.11 | -40.85 | -34.65 | -30.58 |
| Sale/Issuance of Common | 0.41 | 0.22 | 0.12 | 0.12 |
| Repurchase/Retirement of Common | -0.58 | -0.58 | -0.56 | -10.55 |
| Common Stock, Net | -0.17 | -0.36 | -0.44 | -10.43 |
| Options Exercised | -3.14 | -1.78 | -1.91 | -2.14 |
| Issuance (Retirement) of Stock, Net | -3.31 | -2.14 | -2.36 | -12.57 |
| Short Term Debt, Net | -22.00 | 22.00 | -10.50 | 10.50 |
| Long Term Debt Issued | ||||
| Long Term Debt Reduction | -- | |||
| Long Term Debt, Net | -- | |||
| Issuance (Retirement) of Debt, Net | -22.00 | 22.00 | -10.50 | 10.50 |
| Cash from Financing Activities | -37.51 | -95.78 | 651.09 | 775.34 |
| Net Change in Cash | 21.54 | -552.96 | 433.31 | 150.55 |
| Net Cash - Beginning Balance | 130.28 | 683.24 | 249.93 | 99.38 |
| Net Cash - Ending Balance | 151.82 | 130.28 | 683.24 | 249.93 |
| Cash Interest Paid | 128.53 | 36.11 | 18.47 | 35.74 |
| Cash Taxes Paid | 14.08 | 20.58 | 25.95 | 19.34 |
In millions of USD (except for per share items)
Source: LSEG
